Owner-Controlled Insurance Becomes the Adoption Mechanism
Wrap-up and owner-controlled insurance arrangements place a single policy across every contractor on a project, which puts loss and premium in the same hands as the authority to set site rules. That resolves the split incentive directly: the owner mandates wearable deployment as a condition of site access and every subcontractor complies because the alternative is not working. Deployments arranged this way reach utilisation well above the 63% market average and abandon far less often. It is a contractual mechanism rather than a technical one, and it is the clearest route to scale anyone has found.
Market Impact: Addresses 24% of site fatalities








